Has anybody borrowed money from PDL provider so that to buy your h/w?

The activities of MFIs are carried out in accordance with the rules for the provision of microloans, which are developed and approved by their governing bodies. They must be described in detail:       https://www.google.com

an algorithm for submitting and considering an application for a loan;

the procedure for concluding a microloan agreement;

debt repayment schedule.

The rules may include additional information about the microfinance mechanism implemented by a particular MFI. The specified information must comply with its internal regulations.